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Financing
Financing Options with GreenSky
Upgrading your home shouldn’t feel like a financial burden. Whether you’re dealing with an urgent plumbing repair or planning a major home improvement project, flexible financing options allow you to move forward today—without draining your savings.
Through our trusted financing partner, GreenSky®, we offer fast approvals, flexible payment plans, and competitive rates designed to fit your budget and timeline.
Why Choose Financing for Your Project?
Financing gives you control. Instead of delaying important work, you can:
- Start your project immediately
- Spread costs into manageable monthly payments
- Preserve your cash flow for other priorities
- Take advantage of promotional interest options
In many cases, financing can even increase your buying power, allowing you to complete your project the right way—without cutting corners.
Flexible Financing Plans Available
We offer multiple financing options depending on your needs, credit profile, and project size.
1. No Interest if Paid in Full (12-Month Promo)
- APR: 15.85% – 21.19%
- Promo Period: 12 months
- Payments: No payments required during promo period
If paid in full within 12 months, interest is waived completely.
After Promo Example Payments:
| Project Cost | Monthly Payment (84 months) |
|---|---|
| $5,000 | $141.41 |
| $10,000 | $282.80 |
| $15,000 | $424.21 |
| $20,000 | $565.60 |
2. Fixed Rate Financing – 9.99% APR (120 Months)
- APR: 9.99%
- Term: 120 months (10 years)
Example Monthly Payments:
| Project Cost | Monthly Payment |
|---|---|
| $5,000 | $66.05 |
| $10,000 | $132.10 |
| $15,000 | $198.14 |
| $20,000 | $264.19 |
This option is ideal if you want predictable, lower monthly payments over time.
3. Extended Fixed Rate – 11.99% APR (180 Months)
- APR: 11.99%
- Term: 180 months (15 years)
Example Monthly Payments:
| Project Cost | Monthly Payment |
|---|---|
| $5,000 | $59.98 |
| $10,000 | $119.95 |
| $15,000 | $179.93 |
| $20,000 | $239.90 |
This plan offers the lowest monthly payments, making it perfect for larger projects.
Fast & Easy Application Process
Getting approved is simple and stress-free:
- ✔ Easy, paperless application
- ✔ Apply online or via mobile
- ✔ Fast credit decisions
- ✔ No obligation to proceed
Once approved, you can immediately use your financing for your project.
Frequently Asked Questions
Q: Why should I finance my project when I can pay cash or use a credit card?
Financing a project may allow you to spread out the expense and enable increased buying power to fulfill your ideal project.
Q: What type of credit is available?
GreenSky® Program loans are unsecured installment loans with APRs that become fixed once the loan enters its amortization period.
Q: Where can I use my loan?
Working with a GreenSky® Merchant, qualified applicants can use loans to pay for products and services to complete their residential project.
Q: How do I pay my contractor?
After your contractor requests a payment, you will receive a text message or email to authorize the transaction.
Q: How long do I have to use my loan?
Once approved, and depending on your plan, you typically have up to six months to make your purchases and approve transactions. Please refer to your loan agreement for details.
Q: When is my first payment due?
It depends on your loan plan. There are a range of plans available through the GreenSky® Program, some of which offer deferred or reduced payments during a promotional period. Since plan types may vary, however, you should refer to your loan agreement for specific loan terms.
There is no prepayment penalty for early loan payoff.
Q: How do I make a payment?
It’s simple pay online in the customer portal or by phone, or schedule automatic payments to be drafted from your bank account. The choice is yours.
Trusted For A Reason for Over 20 Years
Our Core Values
INTEGRITY
We’re honest, transparent, and committed to doing what’s best for our customers and company.
INNOVATION
We continuously explore new plumbing technologies and energy-efficient products to help customers save money on utility bills and costly repairs.
QUALITY WORKMANSHIP
We stand firmly behind the quality of our work and offer a Satisfaction Guarantee on all our services.
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We Are Ready to Help
A member of our team will be in touch shortly to confirm your contact details or address questions you may have.